BLACK HOLES AND THE BIG BANG

A black hole is supposed to be formed when a 3 solar mass star (a star that is 3x the size of our sun), or greater, collapses in on itself down to a point of infinite density, which is called a singularity.  The "surface" of a black hole is called an event horizon, and would roughly correspond to the surface of the former star. Nothing happening beyond the event horizon can be seen. This collapse creates a gravity well so intense, that not even light can escape; everything nearby gets pulled into it. All black holes consist of a singularity at the center, surrounded by an event horizon. A "Law of Cosmic Censorship" states basically that, "Thou shalt not have naked singularities;" that is, a singularity without an event horizon.

With that in mind, consider what we are suppose to believe about the creation of the universe. At one point in time, some 10 - 20 billion years ago, all the matter in our universe was compacted down to a single point of infinite density, which some have labeled a "cosmic singularity." This "cosmic singularity" apparently had no event horizon, it was a "naked cosmic singularity," violating the Law of Cosmic Censorship, and apparently without any gravity well to speak of, because all the matter in our universe came bursting forth from it....  How is that even possible, given the physics of a black hole described above?

Not only that, ribbons of superclusters of galaxies and nebulae stretching out over 150 billion light years, have been discovered. How does something 150,000,000,000 light years across have time to form in a universe that's only 10 - 20 billion years old?
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Universe, by William J. Kaufmann, Copyright, 1985 by W. H. Freeman and Company, 594pp.
The Big Bang Never Happened, by Eric J. Lerner, Copyright 1991, Vintage Books, 466pp.